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After losing my wife to a nursing home, and losing my life savings to long-term health care, I was at risk of losing my farm. I come from a farming family and that farm represented my entire life; I couldn’t imagine losing it too.
Kelly Shovelin proved to be an invaluable resource. She helped me navigate through terrain that was muddier than a Georgia pig farm, acting as a mediator between me and Social Services while getting my wife qualified for Medicaid benefits. I’m thankful I still have my health, I still have my farm, and I have an ally in Kelly Shovelin.
Bobby Ray Moore
Tag Archives: Health Insurance
So, you’ve done your homework and due diligence and decided that purchasing long term care insurance is an appropriate investment . . . but what happens when you actually need to file a claim and start using it? Well, it’s … Continue reading
One of the biggest concerns purchasers have in buying long term care insurance is whether they will ever need it and the potential loss if it is never used. However, long term care is expensive and many people understand the … Continue reading
Just as we create estate plans for our eventual demise, we also need to plan ahead for the possibility that we will become sick and unable to make our own medical decisions. Medical science has created many miracles, among them … Continue reading
When you buy long-term care insurance years before you need it, you are taking a gamble that the company will still be around when it is time to pay out. But what happens if the company goes out of business? … Continue reading
As Medicare does not cover all health needs, many enrollees choose to enroll in a Medigap supplemental policy to help pay for co-payments, co-insurance and deductibles. However, not all Medigap supplemental policies are created equally. The supplemental policy that may … Continue reading
With the passage of new healthcare legislation, more and more eyes are set upon the rising cost of healthcare and how best to contain it. Due to the imminence of the situation, most eyes fall upon the cost of healthcare … Continue reading
The final budget deal Congress passed to avert the “fiscal cliff” repeals a long-term care insurance program that would have helped keep the elderly and disabled out of nursing homes and off the Medicaid rolls. In its place, the budget … Continue reading
AARP, along with other groups representing seniors’ interests, has drawn a hard line in the sand when it comes to Medicare cuts being considered in this tough economic time. Their stance? Say “NO” to all Medicare and Medicaid cuts, as … Continue reading
If you participate in Medicare Part D prescription drug insurance, you may be wasting hundreds of dollars annually on your coverage needlessly. A new study has found that 22 percent of Medicare Part D beneficiaries could save at least $500 … Continue reading